I was fortunate in 1999 to have a member of our staff arrange for Phil Campbell to visit our school and, on the recommendation of friends, I arranged an interview. Signing up with Phil was the best financial decision I have made. Phil’s advice over the next few years regarding my superannuation and his encouragement to buy an investment property meant that, just 11 years later when my health began to interfere with my work, I was able to retire earlier than planned. I have appreciated Phil’s professionalism, his understanding of my financial needs, his ability to explain current situations and his handling of my financial matters that have led to a confident retirement. There has always been an honesty and transparency in our conversations regarding financial matters (the good and the bad) that I have appreciated. Phil has provided a personal service and regularly checked with me and guided throughout the retirement process. At that time particularly I appreciated someone who had such a thorough understanding of the state super system, its rules and processes. Phil continues to oversee my financial matters and I am kept cognizant of any needed changes, issues etc. I wish Phil and Joel well in their new venture and look forward, with confidence, to their continued advice and guidance in the years ahead.

I first met Phil Campbell at a Central Coast Primary Principals Council meeting in 2014 at which time Phil had a display of the financial services he had to offer. I was hesitant to speak to Phil that day as my husband and I had never had financial advice and I was quite embarrassed about it feeling that while we had a good life we had made no real provision for the future other than superannuation. I bit the bullet and told Phil our situation and he simply said “try me”. I discussed the chat with Phil with my husband and we thought we may as well see what Phil has to say. We had nothing to lose as the first consultation was free. Phil and Joel Campbell attended the first consultation with my husband and I. We went away feeling quite relieved with the feeling that retirement could be closer than we thought. We also felt under no pressure to undertake their services. It would be our choice. Since that day Phil and Joel have organised our finances. They have provided good professional advice which we have at all times followed. This has allowed me to retire this year. At our first consultation Phil likened his role to that of golf pro. A golf pro can advise and guide the golfer on all aspects of their game but at the end of the day the golfer chooses whether or not to take that advice. We chose to follow the advice and were more than happy to put our financial affairs in Phil and Joel’s capable hands. We have found Phil and Joel to always be highly professional and up to date with the latest information from Government departments and the like providing us with advice specific to our situation and not to super funds and individual companies. I have happily retired this year with total confidence for the future thanks to Phil and Joel Campbell.