I first met Phil Campbell in 1985 when he came into my staffroom to see another teacher. I took the opportunity to ask some questions about my superannuation and subsequently became a client. Signing up with Phil on that day in 1985 was the best financial decision I ever made. On Phil’s advice I took out a supplementary superannuation policy, which would complement my SSS pension on my retirement. At that time retirement was a long time in the future, but now that I am retired I am so thankful that I had the good fortune to have Phil, then Joel as my financial advisor. During the past 32 years that I have been a client, I have put my faith and trust in their experience, skills and knowledge and always followed their advice. As a result, I feel financially secure in my retirement. I have always felt valued and treated as more than just a client; Phil and Joel are also genuinely interested in me as a person. I would recommend them without hesitation.

Cathy Gray, Retired Teacher

I first met Phil Campbell at a Central Coast Primary Principals Council meeting in 2014 at which time Phil had a display of the financial services he had to offer. I was hesitant to speak to Phil that day as my husband and I had never had financial advice and I was quite embarrassed about it feeling that while we had a good life we had made no real provision for the future other than superannuation. I bit the bullet and told Phil our situation and he simply said “try me”. I discussed the chat with Phil with my husband and we thought we may as well see what Phil has to say. We had nothing to lose as the first consultation was free. Phil and Joel Campbell attended the first consultation with my husband and I. We went away feeling quite relieved with the feeling that retirement could be closer than we thought. We also felt under no pressure to undertake their services. It would be our choice.

Since that day Phil and Joel have organised our finances. They have provided good professional advice which we have at all times followed. This has allowed me to retire this year.

At our first consultation Phil likened his role to that of golf pro. A golf pro can advise and guide the golfer on all aspects of their game but at the end of the day the golfer chooses whether or not to take that advice. We chose to follow the advice and were more than happy to put our financial affairs in Phil and Joel’s capable hands.

We have found Phil and Joel to always be highly professional and up to date with the latest information from Government departments and the like providing us with advice specific to our situation and not to super funds and individual companies.

I have happily retired this year with total confidence for the future thanks to Phil and Joel Campbell.

Helen Dwyer, Retired Principal

I am writing to you to express positive comments about one of your financial planners, Joel Campbell. He is presently in the process of re-directing my Super into a new plan, as well as my husbands and my whole of life plans and applications for Trauma cover. As the process is sometimes time demanding, I would like you to be aware of the professionalism I have found, dealing with Joel Campbell. I have always been reluctant to approach a financial adviser as I haven’t had the knowledge and haven’t wanted to “take up too much of their time.” With Joel Campbell I have always found him extremely professional, knowledgeable and approachable with my many questions. I would just like it noted, at the director’s level, that I feel extremely comfortable accessing and planning my financial future through Joel Campbell and appreciate the time and effort he has taken in his job.

Mrs Deanie Nicholls, Principal

I first met Phil at a Secondary Deputy Principals’ conference in 2001. I had been salary sacrificing a modest amount into additional superannuation. On Phil’s advice I increased this substantially. A few years from planned retirement Joel took over our portfolio under the watchful eye of Phil. I had a background in taxation but very little knowledge of the intricacies of legislation regarding superannuation. Their advice regarding the taxation implications was very sound.

As I approached retirement I had planned to take a full superannuation pension and rely on my second superannuation account to fund our retirement plans. Phil and Joel encouraged me to investigate different scenarios and options on my pension benefit. They then sat down with us to explain the options in a manner that considered our personal as well as financial needs. This is one of the aspects that impressed us the most. We receive sound financial advice which recognises other lifestyle choices.

Both Joel and Phil are very personable and it is great to catch up with them during our annual review meetings. At other times Joel responds quickly to any questions we may have. We are also able to monitor the performance of our superannuation accounts with around the clock online access. We feel that our funds are secure and worry free.

As a bonus Joel gives very useful travel advice. We thoroughly enjoyed our recent trip to Africa on his recommendation.

David Beeten, Retired Deputy Principal